FAQ for all the installment plans available at Machines
What kind of installment plans do Phones Concept offer?
We offer a variety of Installment Plans at Phones Concept, for both credit card and non credit card users.
Installment plans online:
| 0% Credit Card Easy Payment Plan | Available for Hong Leong and Public Bank Credit Cards only. Select iPay88 during checkout and select your bank during the payment page to initiate the installment |
| Atome | Available for both debit and credit cards for 3 tenure months. Debit card will have RM1500 limit and credit card will have RM3000 limit. |
| Split | Split is available for selected items found here for 3 tenure months. |
Installment plans at retail stores:
| 0% Credit Card Easy Payment Plan | We accept a large variety of credit cards with different tenure months. You only need to present your credit card to our cashier. |
| Atome | Available for both debit and credit cards. Debit card will have RM1500 limit and credit card will have RM3000 limit. |
| Split | Split is available for selected items |
| PayLater | PayLater is available for in-store only. Shopping limit will be determined based on your credit background. You will have to submit an application to PayLater to increase your limit before you use the app at our store. |
| iPhone for Everyone | Contract based installment that can go up to 24 to 36 months. Customer must submit their IC at our Phones Concept retail stores. Approval time will be under 30 minutes. |
| iPad for Everyone | Contract based installment that can go up to 24 to 36 months. Customer must submit their IC at our Phones Concept retail stores. Approval time will be under 30 minutes. |
| Mac for Everyone | Contract based installment that can go up to 24 to 36 months. Customer must submit their IC at our Phones Concept retail stores. Approval time will be under 30 minutes. |
| Maxis Plan | Available for iPhones, cellular iPads and Apple Watches. Available at selected outlets only. Customer may speak to our Maxis representatives at our stores to check for eligibility. |